Group of Students

Student Checking

At standardcitymobile, our goal is to understand and meet your needs.

With Apple Pay® , Mobile Check Deposit, up to $25 per month in ATM refunds¹, online banking , a debit card and much more, standardcitymobile Student Checking is packed with all the extras you need for your busy life as a student.

standardcitymobile Student Checking pays interest, plus you get a standardcitymobile Debit Card along with Online Banking and a Mobile App.

standardcitymobile Mobile App displayed on iphone


  • Available for students ages 16-25¹
  • Debit Card
  • Online Banking with Online Bill Pay
  • Unlimited check writing
  • No monthly maintenance fee with eStatements or daily account balance of $500 or more; otherwise a $8.00 monthly fee.
  • Low opening balance of $50.

Earn higher interest and up to $25 in ATM refunds when you meet the following rewards requirements during each monthly statement period1:

  • Have at least 10 debit card transactions (excluding ATM transactions) post and clear per qualification cycle2.
  • Receive your monthly statement electronically.

Girl with iPad
Throughout the Southeast

Although standardcitymobile can be used anywhere you have an internet or mobile connection, we have more than 170 locations throughout the Southeast and near most Southeastern colleges and universities.


See colleges & universities in our region


1) standardcitymobile Student Checking is available for students ages 16 to 25. On your 26th birthday, your account will no longer be eligible for certain benefits: (i) you will no longer be eligible for the Tier 2 Interest Rate; and (ii) you will no longer be eligible for ATM refunds. Students must be at least 18 in most states to have a single-party account and to apply online. All students under the age of 18, or the required age in your state, must have a parent or guardian as a multiple-party account owner.

2) Qualification cycle: This term means a period beginning three (3) business days prior to the beginning of your statement cycle and will end three (3) business days prior to the end of your statement cycle.

3) Minimum opening deposit of $50 is required. Certain terms, conditions and exclusions may apply. Consult with a standardcitymobile personal banker or refer to the Truth in Savings disclosure for information regarding specific products.

Apple Pay is a registered trademark of Apple Inc.

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