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Checking Accounts

standardcitymobile offers a wide variety of personal checking
accounts, and finding the right one for your financial
needs is easy. Whether you choose an interest-bearing account or
our standardcitymobile Checking account, you'll find a solution that's full of benefits.

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Checking AccountComparison

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Rewards ExtraOpen AccountLearn More Rewards CheckingOpen AccountLearn More Student CheckingOpen AccountLearn More standardcitymobile CheckingOpen AccountLearn More
Anywhere Banking Tools Online Banking, Mobile Banking App with Mobile Check Deposit, Bill Pay, Mastercard® Debit Card, and standardcitymobile’s Mobile Wallet (Zelle®, Apple Pay®, Apple Pay Cash, Google Pay™)
Reward Yourself with Interest on Your Checking Balance and ATM Fee Refunds To earn the highest interest rate on balances up to $25,0001 and get up to $25 in ATM fee refunds, just do the following during each qualification cycle.2
  • Receive your monthly statements electronically.
  • Have at least 10 debit transactions post and clear (excluding ATM transactions).
  • Have at least one direct deposit or automatic (ACH) payment post and clear.
Note: The $25,000 balance to earn higher rate and the requirement to have at least one direct deposit or automatic (ACH) payment post and clear does not apply to Student Checking Accounts.

Shop Local, Save Local with BaZing Local discounts and national retailer deals save you money on shopping, dining, travel and more.



Cellphone Protection3,4 Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen when you pay your cell phone bill from your standardcitymobile Rewards Extra account.



ID Theft Aid3,4 Includes payment card fraud resolution, $2,500 in personal identity theft benefits.



Roadside Assistance3 Available 24/7 and free to use, up to $80 in covered service charges.



$10,000 Travel Accidental Death Coverage3,4 Peace of mind for the unexpected.



Health Savings Card Save money on prescriptions, eye exams, frames, lenses and hearing services.





Only $6 per month No monthly maintenance fee with eStatements or daily account balance of $500 or more; otherwise a $8.00 monthly fee. No monthly maintenance fee with eStatements or daily account balance of $500 or more; otherwise a $8.00 monthly fee. No monthly maintenance fee with eStatements or daily account balance of $500 or more; otherwise a $8.00 monthly fee.
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Rewards ExtraOpen AccountLearn More Rewards CheckingOpen AccountLearn More Student CheckingOpen AccountLearn More standardcitymobile CheckingOpen AccountLearn More

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$50 minimum deposit to open any account. Certain terms, conditions and exclusions may apply.

Student Checking is available for students ages 16-25. On the student’s 26th birthday, the account will no longer be eligible for the higher interest rate or ATM refunds. Students must be at least 18 in most states to have a single-party account and to apply online. All students under the age of 18, or the required age in your state, must have a parent or guardian as a multiple-party account owner.

READY TO CHECK ALL THE BOXES? Apply for Rewards Extra. Apply for account
  1. Balances of more than $25,000 earn a lower but competitive interest rate when you meet the same qualification requirements.
  2. Qualification cycle: This term means a period beginning three (3) business days prior to the beginning of your statement cycle, and will end three (3) business days prior to the end of your statement cycle.
  3. Benefits are subject to additional terms and conditions.
  4. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
  • Eligible Apple Devices for Apple Pay and Apple Pay Cash: iPhone X, iPhone 8, iPhone 8 Plus, iPhone 7, iPhone 7 Plus, iPhone 6, iPhone 6 Plus, iPhone SE, iPad Pro, iPad (5th generation), iPad Air 2, iPad Mini 4, iPad Mini 3, MacBook Pro with Touch ID, Any Mac model introduced in 2012 or later with an Apple Pay-enabled iPhone or Apple Watch, Apple Watch Series 3, Apple Watch Series 2, Apple Watch Series 1, and Apple Watch (1st gen).
  • Apple Pay, Apple Pay Cash, iPhone and iPad Air are registered  trademarks of Apple, Inc. Apple Watch, Touch ID, and iPad Mini are trademarks of Apple, Inc.
  • iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license.
  • Google Pay is a trademark of Google LLC.
  • Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
 
 
 
 
 
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